Buying an Annuity
Buying an annuity can be an overwhelming and complicated process. There are a large number of annuity companies to choose from, each with a variety of different products. As a result, you need to sort through a tremendous amount of information to make a decision. Our website is meant to make this search easier and less intimidating.
Annuity Calculator
The first way we help consumers is through our annuity calculator. This service offers a simple way to research the most up-to-date information on annuity products. The standard way to get an annuity quote can be time consuming. Typically, you need to contact an insurance or investment company and request an appointment to get this information. The company then sends out a representative to sit down with you and go through a presentation. After the initial meeting, the company representative will return with a quote of his company’s current annuity rates. This whole process takes about a week.
This makes it very difficult for a consumer to research multiple companies. If you wanted to get quotes from ten annuity providers, you would need to meet with ten different representatives and sit through ten company meetings. Even if you managed to get through this entire process, you risk comparing obsolete information. Annuity rates change constantly due to changes in market interest rate and fluctuations in a company’s investment portfolio. By the time you finish collecting multiple annuity quotes, your information from the start of the process would be out of date.
Our annuity calculator solves this problem. We have access to the databases of the best annuity companies. This lets us immediately determine the current annuity rates in the market. All you have to do is plug in a few pieces of information into the calculator, like your age and the size of your investment. Once this is done, you will receive the most up-to-date annuity quotes by email or by phone. You do not need to sit through a meeting to get this information. The annuity calculator gives you a time efficient way to compare products from multiple companies.
Information Database
The second purpose of this website is to educate consumers on the features of annuities. There is a wide range in annuity products. You can adjust your annuity based on investment options, time horizons, and ownership. Fixed annuities are based on a guaranteed investment whereas variable annuities are based on stocks and other risky assets. Single life annuities are based on one person’s life while joint life annuities are owned by two people. These are a couple examples of the differences between products. To get the highest rate of return in your investment, you need to customize your annuity to your situation.
Our website contains a summary of all the features of different annuity products. We outline the different strengths and weaknesses of each product. We also discuss who should use what feature. By studying this information, you can make a more educated decision on your annuity purchase. This information will also help you better customize your search on our annuity calculator. If you properly use the tools on this website, you can be confident in making the correct decision on your annuity.
ANNUITY FORM
GET a Precise Life Annuity Quote from ALL the ANNUITY COMPANIES.
We do ALL the shopping for you so you don’t have too. Best of all our Service is Free and there is no obligation. As your broker our goal is to get you the best possible annuity income and terms you deserve. We let the annuity companies compete for your business.
Life Annuity Calculator